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Business Cash Advance, The Secret is Out!

It's no secret that small businesses need working capital to continue to grow. It's also no secret that banks aren't loaning money to small businesses like in the previous times. Recent studies have shown that only 39% of the small business loans actually get through the initial underwriting process. Now there are many different reasons for this tightening of the riens over the past 3 or 4 years, that have made it harder to receive any kind of funding from the traditional lending facilities. We could blame it on the economy which has taken quite the beating over the past few years or bank share holders demanding approval of less risky, safer, loans.


The Business Cash Advance Revolution

The rapidly growing business to business lending revolution know as Merchant Cash Advance or sometimes called Business Cash Advance or Unsecured Business Loans has taken the country by storm. With over $1.5 Billion dollars advanced to small businesses over the past 5 years there doesn't seem to be any slowing it down either. When banks stopped lending money to small business somebody had to step in to keep them afloat. Conventional banks demand applicant businesses to submit year’s worth of tax returns, along with certified fiscal reports, bond collateral and for the owner to sign a personal guarantee. Alternative finance lenders base their business loan approvals on a business's future, not their past or credit score. Repayment amounts are based on a percentage of future sales and not on a fixed sum, so payments are tailored to be less during sluggish months. Businesses can apply usually with just a single page application right over the internet and do not have to submit P&L's. Unlike the large corporate financing institutions, business cash advance companies usually do not require companies to consent to a full credit check or declaration of liabilities and assets. The unsecured business loan field owns an approval rate of 90 percent, and approval notifications are typically delivered within just 24 hours. Funds are transferred immediately into the business' checking account, usually within 3 to 5 days and the working capital can be used for any purpose.


About VMC Capital

VMC Capital is a full service provider of Merchant Cash Advance Services throughout the United States. Headquartered in Langhorne, PA, VMC Capital is accepted as a leader in Merchant Cash Advance and Business Cash Advance Services.

To learn more visit or call 855-388-1113




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Or simply call 855-388-1113 and speak with one of our merchant advance agents to get you the

Cash You Need!

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Time is Money!


You're busy and VMC Capital respects that. Your business moves fast and so do we!

After speaking with your agent and supplying the requested documents most advance deposits are made within 3 to 4 business days!

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Grow Your Business


Nothing can increase sales like working capital. Having the funds available to carry day to day functions is a key to success!

Get working capital today and pay it back over time!